Thanks Bev, for getting in touch with them and posting the details, super
helpful. Insurance can get a little complicated with different modalities or
contact. For example flower essences are no longer covered by HOT's
insurance. When I offer any behavior education I'm not covered, I'd need to
get trainer's insurance (from APDT for example).

Of course I like to think positive and assume that it won't be needed, but
hope that I will be able to continue to be covered at a low cost just in
case.

Cheers,
------------------
Margarat Nee
the ART of DOG - K9 Wellness Support
Certified Small Animal Acupressure Practitioner
Encinitas, CA
760.753.1982
http://theartofdog.com
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